Risk Management

Mann International sees no reason to shroud the matter of risk in a cloak of evasive jargon, depict it as a black art or to dismiss it as an issue that only affects our rivals.

It should be appreciated that very few investment options are truly 'risk free' — even money held on bank deposit is at risk of decreasing in value in real terms because of the effects of inflation. The level of risk investors are prepared to expose their investments to is often closely correlated to the level of reward they expect to receive.

The word risk, understandably, invokes negative connotations so, even though risk can also be positive, for most investors the importance of risk is an understanding of how much they are prepared to lose.

But more risk does not automatically equate to greater returns and the challenge when constructing investment portfolios is to ensure that any risk you take has the potential to reward you with the highest return commensurate with the level of risk taken.

Due Diligence Our commitment to research as the foundation of our recommendations is not limited to the providers and the funds in which we invest your money.

Benefits of Research We see no reason to shroud the matter of risk in a cloak of evasive jargon, depict it as a black art or to dismiss it as an issue that only affects our rivals.

It is much easier to quantify risk if you have some financial parameters to work within. For example, if investors know that the maximum return over a given period is likely to be X and the maximum loss is likely to be Y, they can quickly determine whether this fits within both their investment expectations and tolerance to risk.

By focusing on the management of risk, Mann International can reduce many of the emotional peaks and troughs often associated with investing and achieve more consistent returns and fewer sleepless nights.